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Pension Industry News

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Pension Facts

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The data shown here has been selected by the PPI to answer those questions we are most frequently asked - or those questions which we suggest should be more frequently asked - but where the data is not easily available from other sources. -------------------- The population of the UK is ageing. Over the last 25 years the percentage of the population aged 65 and over increased from 15 per cent in 1985 to 17 per cent in 2010, an increase of 1.7 million people in this age group. -------------------- Millions of people are not saving enough to have the income they are likely to want in retirement. Life expectancy in the UK is increasing and at the same time people are saving less into pensions. These are challenges that need to be addressed. -------------------- This is the latest edition of the annual Pensioners’ Incomes (PI) Series. It contains estimates of the levels and trends of pensioners’ incomes based on two household surveys: since 1994-95 information is based on the Family Resources Survey (FRS), while historical trends are examined using the Family Expenditure Survey (FES).

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Feature Articles

by Chris Rowe
With Christmas now just a distant memory, what do we have to look forward to in the coming months until the Easter rabbit calls? But if you've already had too much of crème eggs and chocolate bunnies, how about looking forward to making use of your unused tax allowances. -------------------- This was the reaction of one of our clients we were discussing their income in retirement. If you've not heard the term before, an annuity is a guaranteed income for life, which you buy from an insurance company with your pension fund. Most people who are not lucky enough to have a final salary pension (and that is likely to be most of us in the future) end up buying one. -------------------- Why we should embrace increasing the retirement age The age of retirement is a hot topic at present both in China and in the UK. In China, the Ministry of Human Resources and Social Security has been studying the different possibilities of changing the retirement age or making it more flexible. In changing extending the retirement age, the ministry believes it will "postpone pension deficiencies," which, according to the 2011 Chinese pension report, currently stands at almost 70 billion Yuan ($11.9 billion). --------------------

• Conference Name: Retirement Living World China 2012
• Time: 28th-31th May, 2012
• Venue: Renaissance Shanghai Pudong Hotel, China

Retirement Living World China held by IMAPAC Pte Ltd (Singapore) is China's ONLY and largest retirement living industry conference. It stages a senior level executive forum for village developers, operators and investors to explore China's burgeoning retirement market opportunities, identify new strategies and form new partnerships in China. -------------------- Financial solutions company Think Money has urged people to think about how they'll support themselves when they've reached pension age and are no longer working.

Research, based on figures from the Office for National Statistics (ONS), has revealed that the number of people paying into an occupational pension scheme has dropped sharply over the past 40 years. -------------------- Equity release could be your ticket to a happy retirement; however there are still many people who know very little about how it all works and what is involved. So to give you a helping hand, Key Retirement Solutions, the UK's No.1 equity release specialist, have written an overview of equity release and the reasons why people are considering it as a viable option. -------------------- More than 100 people are diagnosed with bowel cancer every day. And nine out of ten of them are over 50.
Sun Life Direct is committed to doing everything possible to look after the interests of those who are over 50. Which is why we're fully supporting the Bobby Moore Fund. -------------------- equity release warehouse calculator, helping you to find out how much you could release. Equity release allows you to use the cash from your home to spend as you wish.

Find out how much you could release today through an equity release calculator. Using an equity release plan means there will be typically no monthly repayments to meet and you are guaranteed to stay in your home for life, living a lifestyle that you fully deserve. -------------------- Here’s the big picture. THE WORLD IS IN FINANCIAL TURMOIL. The Euro is at risk of collapse. USA is borrowing more than ever. And the last quarter saw the largest UK stockmarket collapse for 10 years.
But what about the small picture? YOUR PENSION.
Arguably, part of the cost of propping up the banks and countries will be borne by you via your pension.
If you do nothing, you could be in for a shock!

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